Exclusive Points Strategy
Business Class Flights.
5-Star Hotels.
Almost Free.
We Build. You Click.
We build your personalized strategy to 1,000,000+ points in 18 months. You click approve. The travel pays for itself.
The Problem
You're Leaving Thousands on the Table
You're paying full price for flights and hotels you could get at 95% off
Credit card bonuses are worth $5,000+ each, but you don't know which ones to get
The points game is confusing.
We make it simple.
Meet the Founder
I Quit My 9-to-5. Moved to Bali. Never Looked Back.
I'm Nick. In 2017, I left my sales job in California, packed a bag, and moved to Bali to chase photography, surfing, and a life that actually felt like mine.
Nine years and 40+ countries later, I fly Business Class around the world and stay in luxury hotels - almost entirely on credit card points. I earned over 1.4 million points in the first 18 months, and now I help others do the same.
How It Works
We handle everything behind the scenes. We build your strategy, manage the timing, and track every deadline. You show up every 90 days, click approve, and watch the points stack up.
We Build Your Strategy
We analyze your credit profile, spending habits, and travel goals - then build a custom 18-month plan with the right cards, in the right order, timed to maximize every bonus.
You Follow Our Instructions
Every 91 days, we send you exactly which cards to apply for - with direct links, step-by-step instructions, and scripts if anything goes wrong. You just follow the plan.
You Travel Premium
Redeem your points for Business Class flights, 5-star hotels, and dream vacations at 92%+ discounts.
Founder's Results
My First 18 Months
Here's what I personally earned using the same strategy we build for every member.
1,400,000+
Points Earned
$56,000+
Travel Value
(10-15 one-way international Business Class flights)
92-95%
Savings Rate
15+
Cards Managed
Been with Nick since January and already have 200k points. He got me into Business Class from JFK to Madrid for 60,000 points and $89. I have a bad back so long flights are rough for me. Being able to lie flat and actually sleep the whole way over was a total game changer. I got off the plane feeling good. I will never go back to economy on a long haul.
Nick Harubin
Life & Health Insurance Producer · Oklahoma City, OK
Member since 2025
Flew business class to Japan last month, fully on points. Lie-flat seat, lounge before the flight, the whole thing. Only paid about $180 in taxes. Still can't believe that's real. Big shout out to Nick and his team. This is such a life hack.
Wade Mesmo
Software Engineer
Member since 2025
I had over 200k points sitting in my account but had no idea how to actually use them for good value. Nick showed me the redemption strategy and I ended up flying LAX to Taipei in Business Class for 110,000 points and $30 in taxes. That seat retails for over $4,000. Game changer.
On a teacher's salary you don't exactly book business class flights. I had basically written that off as something I'd never do. Six months in and I've got close to 400k points and just booked a flight to London for under $100 in taxes. Nobody told me this was possible. I tell every teacher I know about this.
Landon Tillema
Teacher · Las Vegas, NV
Member since 2025
I like systems that actually work. Nick maps out exactly which cards to apply for, in what order, and when. I just follow the plan. Five months in, 420k points. Already used them for a trip to Cancun that would have cost me $2,400. The ROI on this is ridiculous.
Austin Bardowell
Head of Creative Strategy & Production · BODi · Huntington Beach, CA
Member since 2025
I travel a lot so flights used to eat into everything. Since joining I've basically stopped paying for flights. 300k points in four months. Flew to Bali last month on 50,000 points and $115 in taxes. It has given me a level of freedom I did not have before and a lot more money staying in my bank account.
Randall Hsieh
Personal Trainer & Content Creator · Pasadena, CA
Member since 2025
I racked up over 1.4 million points in the first 18 months just from credit card signup bonuses - and have earned way more since then. No weird hacks or anything sketchy - just applied for the right cards at the right time. That's exactly what I map out for every member.
The Strategy Behind It
Nick W. - Founder
The Membership
What Club Members Get
Done-For-You Card Strategy
No research. We tell you exactly which cards to apply for and when.
A Clear Plan, Every Step
Every 90 days we tell you exactly which cards to apply for, with direct links and step-by-step instructions. You do the applying — we handle all the strategy.
Denied? We've Got Scripts
Word-for-word phone scripts to overturn bank denials on the first call.
Smart Card Management
We track annual fees, downgrades, and protect your credit score long-term.
1-on-1 Support
Direct access. Questions answered. Strategy adjusted as your profile grows.
Built for Beginners
No experience needed. Follow the plan, click the links, earn the points.
Membership
Choose Your Path
Three tiers. One goal: 1,000,000+ points.
Economy
Rate expires July 31
Card application guidance only. You execute. No trip booking or points redemption assistance included.
- Full 18 month 1,000,000+ point strategy
- Card application schedule every 91 days
- Bank denial reconsideration scripts
- Downgrade & cancel reminders
- Annual fee management
- Trip booking available as an add-on
18 Months Upfront (Best Value)
$2,381 total
1,000,000+ points in 18 months. That translates to $20,000–$35,000+ in Business Class flights and luxury hotels.
Pays for itself in your first round of signup bonuses, before your first trip is even booked.
Business
Rate expires July 31
Done-for-you strategy + trip booking
- Everything in Economy, plus:
- Done-for-you card strategy & application schedule
- We find the best Business Class & hotel redemptions for you
- 1 trip researched & booked every 90 days
- Points transfer & redemption strategy
18 Months Upfront (Best Value)
$3,641 total
1,000,000+ points in 18 months. That translates to $40,000+ in Business Class flights and luxury hotels.
Pays for itself in your first round of signup bonuses, before your first trip is even booked.
First Class
Rate expires July 31
Full concierge for serious travelers
- Everything in Business, plus:
- 1 trip booking every month
- Multi-city, complex international itineraries
- Unlimited US domestic bookings
- Direct WhatsApp/Slack access
- Priority transfer bonus alerts
- Covers 2 people — 2 separate strategies & point stacks included
18 Months Upfront (Best Value)
$6,161 total
2,000,000+ points in 18 months. That translates to $80,000+ in Business Class flights and luxury hotels.
Pays for itself in your first round of signup bonuses, before your first trip is even booked.
Cancel anytime. No contracts. We only take on a limited number of members.
FAQ
Common Questions
Quick answers to what people ask most.
We build a personalized card strategy based on your credit profile - which cards to apply for, in what order, and when. The timing and sequencing is critical because every bank has different rules, and getting it wrong means missed bonuses or denials. We handle all of that complexity. You just follow our instructions each quarter and the points stack up. Most members hit 1,000,000+ points within 18 months.
We recommend a score of 700+. The higher your score, the more cards and bonuses you qualify for. If you're between 680 and 700, we can still work together. We'll just adjust the strategy to build your score while earning points.
Every tier includes a fully personalized card application schedule, denial reconsideration scripts, downgrade and cancel management, and annual fee tracking. Higher tiers add done-for-you strategy, trip booking, and direct access to Nick. Over 18 months, our members typically earn 1M to 1.5M points worth $20,000 to $35,000+ in travel value.
The goal is 2 new cards every 91 days, sometimes more depending on your profile. Each round gives you 2 new signup bonuses to work towards. Once you hit those bonus thresholds, we repeat the cycle with your next round. This is how the points stack up fast.
Let's See If You're a Good Fit.
We take on a limited number of new members each month. Apply for your free strategy call and we'll map out your 18-month plan to 1,000,000+ points.